Charge Type What you should Know ChitChat's Service Common Competitor Standards Connection Fees If an answering machine picks up, or you just need to make a short call, you may end up overpaying. none varies, up to $1.49 End of Call Fees The "number of minutes remaining" announcement you hear could be dishonest because you are charged extra after the call is completed. none varies, up to $1.49 Credit Card Processing Fee Some vendors charge you more when you want to buy your service online with a credit card. This is just another way of getting extra money from you. none $0.75 extra on each purchase Rounding Higher rounding means you pay for more minutes than you use. Rates can look deceivingly low with higher rounding cards. 1 minute rounding 1 minute, 3 minute, or 6 minute rounding Service & Maintenance Fees Your provider should tell you upfront what charges are included none varies, usually charged weekly until the card is completely depleted. Customers are usually not informed. Expiration Policy You lose your entire balance if your account expires 6 months from last use 1 week to 12 months, depending on card PayPhone Surcharges Important if you call from airports or on the road $0.65 per call $0.35 to $0.69 per call